Udyam Registration (MSME certificate)
Udyam Registration is the Government of India's free, permanent registration for micro, small and medium businesses. The certificate carries a Udyam Registration Number and is asked for by banks, government tender portals, GeM, and subsidy schemes. You register yourself on the official portal, udyamregistration.gov.in, with your own Aadhaar OTP. This free FormSathi guide explains each step in plain Marathi, Hindi and English. FormSathi does not file Udyam for anyone and charges nothing for it.
Free, and only on the official portal
The Ministry of MSME's portal says this in its own words, quoted below. So FormSathi does not take Udyam applications, does not fill or file them for anyone, and charges no fee for Udyam. If anyone asks you for money for Udyam registration, do not pay; register yourself for free on udyamregistration.gov.in.
Udyam (MSME) Registration is free of cost and paperless and no online or offline agency, institution or consultant is authorised to charge any fee or money.
Except the official Udyam Registration portal and Government Single Window Systems, no other private online or offline system, service, agency or person is authorized or entitled to do MSME Registration or undertake any of the activity related with the process.
Source: udyamregistration.gov.in (official portal of the Ministry of MSME), seen on 15 October 2026. https://udyamregistration.gov.in
Fees
| Government fee | Free on the government portal |
| Our fee | Free (₹0): this is a free guide only |
Who it is for
- Any shop, trader, manufacturer, service provider, freelancer or self-employed person
- Proprietorships, partnerships, LLPs, companies, co-operatives, SHGs and trusts
- Investment in plant and machinery up to ₹125 crore and turnover up to ₹500 crore (2025 limits)
- Retail and wholesale traders, such as a kirana shop, can register too; for them it counts only for priority sector bank loans
Why it matters
- A bank must record your Udyam Registration Number for a loan guaranteed by CGTMSE
- CGTMSE guarantee covers the part of a loan not backed by collateral, up to ₹10 crore per borrower
- For new and existing micro and small enterprises in manufacturing or service; the bank decides whether to lend
Documents to keep ready
- Aadhaar number of the owner (for a partnership, the managing partner; for a company or LLP, the authorised signatory). Keep the mobile linked to that Aadhaar with you: the OTP comes there.
- PAN of the owner or of the business. For a proprietorship, the owner's own PAN.
- Bank details: the account number and IFSC of the business's bank account, as printed on the passbook or a cheque.
- What your business does, in one line, for example 'tailoring shop' or 'kirana shop'. The portal asks you to pick a matching activity code, called an NIC code, from a list: type a word like 'tailoring' and choose the closest match.
- Number of workers, money put into machines and equipment, and last year's turnover. Your GSTIN too, if you have one.
How long it takes
About 20 minutes on the portal once these details are ready. The portal gives the certificate after the final OTP.
How to apply yourself
- Keep the owner's Aadhaar with the linked mobile, PAN, and bank details ready
- Open udyamregistration.gov.in and choose 'For New Entrepreneurs'
- Enter the Aadhaar number and name, verify the OTP sent to the linked mobile
- Enter the type of organisation and PAN; the portal validates it
- Fill business name, address, bank, activity (NIC code), employees, investment and turnover
- Submit and verify the final OTP; download the certificate
Frequently asked questions
How much does Udyam Registration cost?
Nothing. Udyam registration is free on the official portal, udyamregistration.gov.in, and there is no government fee. The Ministry says no agency or consultant is authorised to charge for it, so FormSathi charges nothing for Udyam: this guide is free and we do not file Udyam for anyone.
Which documents are needed?
Only the owner's Aadhaar (mobile linked for OTP), PAN, and bank account details (IFSC and account number). GSTIN if you have one. No photos or scans need to be uploaded on the portal.
Can I register for Udyam without GST?
Yes. Udyam Registration asks whether you are registered for GST, and only if you answer yes does it ask for your GSTIN and GST certificate; answering no skips those fields. Whether your business must register for GST at all is a separate question under GST law, so this guide does not state any turnover threshold for it. Udyam Registration itself stays free, on the official portal, udyamregistration.gov.in.
Is Aadhaar mandatory?
Yes. For a proprietorship it is the owner's Aadhaar; for a partnership the managing partner's; for a company or LLP the authorised signatory's.
How many days does the Udyam certificate take?
Registering on the portal takes about 20 minutes once the details are ready. The certificate is generated by the portal immediately after the final OTP.
Can I register for Udyam without PAN?
Yes, PAN is mandatory for Udyam Registration since 2021. For a proprietorship the owner's personal PAN is used.
Can I update my Udyam certificate later?
Yes. Address, activity, investment and turnover can be updated on the same portal with the Udyam number and OTP.
Is FormSathi a government website?
No. FormSathi is a private service, not a government website. For Udyam we only offer this free guide: you register yourself, for free, on udyamregistration.gov.in. We do not take Udyam applications and do not charge for Udyam.
How do I register for Udyam, step by step?
Keep the owner's Aadhaar (mobile linked), PAN and bank details ready. Open udyamregistration.gov.in and choose 'For New Entrepreneurs'. Verify the Aadhaar OTP, enter PAN, fill business name, address, bank, activity, employees, investment and turnover, then verify the final OTP to get the certificate. It is free on the government portal and takes about 20 minutes.
Do I need a Shop Act licence for Udyam registration?
No. Udyam Registration and the Maharashtra Shop Act licence (Gumasta) are two separate registrations with two separate official portals: Udyam at udyamregistration.gov.in and Shop Act at the Maharashtra Labour (LMS) portal. Udyam Registration is free on the government portal, and neither registration's document list asks for the other's certificate. See our Shop Act licence page for that registration's own requirements.
Is this guide available in Hindi and Marathi, and do I need to visit an office near me?
Yes. This guide is available in English, Hindi and Marathi — use the language links on this page to switch. Udyam Registration itself is entirely online on udyamregistration.gov.in with your own Aadhaar OTP, so there is no office to visit and no city-specific requirement: it works the same whichever city, town or village you are in.
How do I do Udyam registration (udyam nondani), and is it really free?
Keep the owner's Aadhaar (mobile linked), PAN and bank details ready. Open udyamregistration.gov.in and choose 'For New Entrepreneurs'. Verify the Aadhaar OTP, enter PAN, fill business name, address, bank, activity, employees, investment and turnover, then verify the final OTP and download the certificate. Udyam registration is free on the official portal — FormSathi is not a government website and charges nothing for registration.
How do I download or print my Udyam certificate again?
Do it yourself, for free, on udyamregistration.gov.in. Open the 'Print / Verify' menu and choose 'Print Udyam Certificate'. Enter your Udyam Registration Number and the mobile number you gave in your application. Type the OTP that comes to that mobile, only on the portal. Then print it or save it as a PDF. Do not pay any website to download it. Portal screens can change; if a button looks different, follow what the portal says.
I forgot my Udyam number. How do I find it?
On udyamregistration.gov.in, open 'Print / Verify' and choose 'Forgot Udyam/UAM No.'. The portal asks for details from your registration and sends an OTP to your registered mobile or email. A Udyam number looks like UDYAM-MH-00-0000000: the word UDYAM, the state letters (MH for Maharashtra), two digits and seven digits. One PAN can have only one Udyam number, so do not register again with the same PAN to get a new number.
How do I spot a fake Udyam website?
Read the web address letter by letter. The government Udyam portal is udyamregistration.gov.in, and it ends in .gov.in. Sites ending in .org, .com or .in, or with extra words or hyphens, are not the government portal. The Ministry of MSME says registration is free and no agency or consultant is authorised to charge a fee. So if a site asks for money for Udyam registration, a certificate or a 'renewal', do not pay. There is no renewal fee.
Can I do Udyam registration on mobile?
Udyam Registration is entirely online on udyamregistration.gov.in, and it is free there. The OTP you need to verify your details comes to the mobile number linked to the owner's Aadhaar. It takes about 20 minutes once your details are ready. FormSathi is not a government website; this is a free guide, and we do not file Udyam registration for anyone.
Udyam certificate benefits for a loan: does it help me get a bank loan?
Udyam does not give you a loan by itself. Your bank decides. But it helps with one scheme. The CGTMSE credit guarantee scheme covers bank loans to new and existing micro and small businesses in manufacturing or services. For such a loan, the bank must enter your Udyam Registration Number. The guarantee can cover up to ₹10 crore per borrower, for the part of the loan not backed by collateral. Ask your bank if your loan can be covered. Interest rate and loan approval are not confirmed here. Udyam registration is free on udyamregistration.gov.in.
MSME limit: what are the micro, small and medium investment and turnover limits?
There are three sizes. Your business must be within both limits: investment and turnover. Micro: investment in plant and machinery or equipment up to ₹2.5 crore, and turnover up to ₹10 crore. Small: investment up to ₹25 crore, and turnover up to ₹100 crore. Medium: investment up to ₹125 crore, and turnover up to ₹500 crore. These limits are from the government notification S.O. 1364(E) of 21 March 2025, as the Reserve Bank of India lists them. For bank loans under priority sector lending, banks go by the size written on your Udyam certificate. Udyam registration is free on udyamregistration.gov.in.
MSME 45 days payment rule: must a buyer pay a micro or small business on time?
Yes. Section 15 of the MSMED Act, 2006 says so. Say you run a micro or small business and sell goods or a service. The buyer must pay you by the date you both agreed in writing. That date can be at most 45 days after the buyer accepts the goods or service. If there is no written agreement, the buyer must pay within 15 days of accepting them. If the buyer pays late, section 16 says the buyer owes compound interest at three times the bank rate set by the Reserve Bank. Udyam registration shows that your business is micro or small, and it is free on udyamregistration.gov.in. This is general information from the Act, not legal advice. Tax rules for the buyer are not covered here.
The Aadhaar OTP for Udyam does not come. What do I do?
The Aadhaar OTP goes only to the mobile number linked to the owner's Aadhaar, not to any other phone. First check which number is linked, using FormSathi's free check page below. If the number is not linked, or you no longer use it, go to an Aadhaar centre to link or change it. UIDAI's official fee at the centre is ₹75. Never pay an agent more. FormSathi never asks for your OTP; type it only on the official portal yourself. Udyam registration stays free on udyamregistration.gov.in.
Guides
Status checks (free)
All services
Updated: 2026-10-15
Not yet checked against the official portal — confirm there before applying.