Free scheme information
Maharashtra Crop Loan Waiver 2026: Eligibility, List & e-KYC
Punyashlok Ahilyadevi Holkar Shetkari Karjmukti Yojana 2026
Guide checked:
Read this free guide before visiting your bank or authorised centre. Banks submit loan records; you do not apply or pay through FormSathi. This page asks for no documents or personal details.
Final eligibility and relief depend on government rules, exclusions and verified bank records. Completing e-KYC alone does not guarantee a benefit.
Your questions answered
Do I need to apply through FormSathi?
No. Banks submit loan records for government processing. Check your branch for beneficiary verification and any required corrections.
Official reference · Latur district information office: bank records and verificationWhat benefits does the scheme offer?
Eligible loan relief up to ₹2 lakh; one-time settlement (OTS) with a bank-confirmed contribution due by 31 March 2027; and incentives up to ₹50,000 subject to repayment rules. Loan relief goes to the loan account. Pay only an OTS contribution confirmed by your bank. That date is not a general application or e-KYC deadline.
Official reference · Cooperation Commissioner: revised scheme clarification, 28 July 2026 (PDF)Which crop loans are considered?
Crop loans, including eligible restructured loans, issued from 1 April 2019 to 31 March 2025, overdue on 30 September 2025 and unpaid by 31 March 2026. Other scheme conditions and exclusions also apply.
Official reference · Original government resolution, 2 June 2026; read with later amendments (PDF)Where can I check the beneficiary list?
Ask your bank branch, agricultural credit society or gram panchayat. Note your list reference. FormSathi cannot access your official account status.
Official reference · Cooperation Commissioner: verification update, 11 September 2026 (PDF)What should I keep ready?
AgriStack Farmer ID, Aadhaar, bank passbook, loan details and beneficiary reference, if available. Carry the linked mobile for OTP. Ask whether land records are needed for Farmer ID or corrections.
Official reference · Dharashiv district information office: verification and amount clarificationIs the scheme's e-KYC free?
Yes. Use an authorised centre and retain confirmation. This applies to this scheme's authentication, not every Aadhaar or land-record service. Do not send Aadhaar numbers, bank details or OTPs to FormSathi.
Official reference · Hingoli district information office: scheme e-KYC is freeMy name is missing or the amount differs. What now?
Ask the branch to explain the record or adjustment. Request correction where necessary and keep an acknowledgement. Do not confirm details you believe are wrong.
Official reference · Dharashiv district information office: verification and amount clarificationWhat if OTP or fingerprint verification fails?
Ask the authorised centre which alternative applies. A special verification procedure exists for elderly farmers and fingerprint failures; ask the bank or local cooperation office for referral.
Official reference · Nanded district information office: elderly farmers and fingerprint failuresOfficial notices and useful links
Government rules include later amendments. Read older notices alongside the revised clarification linked below.
- Cooperation Commissioner: verification update, 11 September 2026 (PDF)
- Latur district information office: bank records and verification
- Cooperation Commissioner: revised scheme clarification, 28 July 2026 (PDF)
- Original government resolution, 2 June 2026; read with later amendments (PDF)
- Dharashiv district information office: verification and amount clarification
- Hingoli district information office: scheme e-KYC is free
- Nanded district information office: elderly farmers and fingerprint failures
- MahaDBT: Farmer ID guidance (not loan-waiver status)
- MahaDBT: Farmer ID / OTP troubleshooting (PDF)
- Buldhana district information office: July changes to earlier eligibility rules